Terms of Use

CCAF Regulator Knowledge Exchange Platform

Conditions of Use and Code of Conduct

1.       Site policy

This Regulator Knowledge Exchange Community Platform and the materials within it (referred to as the “RKE” or the “Site” hereafter), is hosted by Forumbee LLC whose registered office is at 2219 Rimland Drive, Suite 301, Bellingham, WA, USA ) on behalf of The Chancellor Masters and Scholars of the University of Cambridge acting through Cambridge Centre for Alternative Finance - Centres - Faculty & research - (referred to as CCAF in this document),  to support the post programme engagement of  those who have been registered on the Cambridge Fintech and Regulatory Innovation (CFTRI)  as programme participants and to facilitate and support regulatory knowledge exchange by all its authorised users.

These Conditions of Use and Code of Conduct (referred to as “Conditions”) apply to all registered users of the platform and set out the terms and conditions for use of this Site, which may include any interactive service or features associated with it such as the Discussion Groups and the Community Library.

Access to this Site means that as a user you accept and agree to abide by all the terms and conditions in these Conditions. Please read these Conditions carefully before you begin to use the Site. These Conditions may be amended at any time. Revised Conditions take effect immediately from the time they are published and continued use of the Site will be deemed acceptance of updated or amended Conditions.

2.       Accessibility of web pages

The CCAF Web Accessibility Policy is available at University of Cambridge Web Accessibility Policy | University of Cambridge  as applicable to this Site.

Whilst CCAF will endeavour to ensure that the Site is available 24 hours a day, it will not be liable if for any reason the Site is unavailable at any time or for any period.

Access to this Site may be suspended temporarily and without notice in circumstances of system failure, maintenance or repair or for reasons beyond the control of Cambridge Executive Education. If you experience any problems accessing the Site, RKE or other materials, please let us know by emailing, rke@jbs.cam.ac.uk,  including the URL of the resource you are trying to access, the name and version number of your browser or app, and the platform/operating system you are using.

3.       Accessing the Site

As an authorised user (participant or moderator) you are responsible for the security of your username and password. Please note: You must not share your username and password with others to allow them entry to the Site.

You may use the Site only for lawful purposes. You must not use the Site:

  • In any way that breaches any applicable local, national or international law or regulation
  • In any way that is unlawful or fraudulent or has any unlawful or fraudulent purpose or effect
  • For the purpose of harming or attempting to harm minors in any way
  • To send, knowingly receive, upload, download, use or re-use any material that does not comply with Content Standards (see below)
  • To transmit or procure the sending of any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation (spam)
  • To knowingly transmit any data, send or upload any material that contains viruses or any other computer code, programs or files designed to destroy, interrupt or limit the functionality of any computer, computer software or hardware or telecommunications equipment.

4.       Making Contributions

The RKE moderators may allow you to contribute to discussions, ask questions, and provide help and advice to fellow participants and users. Please respect the views of others and, where you disagree, do so politely and in the spirit of academic discourse. 

If you spot anything that could cause offence, you should point it out to the original poster (who may be unaware of the offence), an RKE moderator or email rke@jbs.cam.ac.uk

 Moderators are authorised to communicate with participants whose behaviour presents cause for concern and to issue a warning.

All authorised users posting material within this RKE are responsible for their own postings. In making a contribution within this RKE (“Contribution”),you retain copyright in your Contribution and you shall grant to the CCAF a non-exclusive, perpetual, worldwide, royalty-free licence to use, reproduce, publish, transmit, distribute, edit and/or modify the material contained in your Contribution (including modifying and adapting it for operational and editorial reasons) on an anonymous basis(unless explicit user permission is granted to allow direct attribution)for the purposes of the learning, research, teaching and assessment components of CCAF programmes.

We may ask you for your permission to pass your Contribution to third parties which have contributed to a programme. Copyright in your Contribution will remain with you and this permission is not exclusive, so you can continue to use your material in any way including allowing others to use it.

You agree to abide by the Content Standards and Copyright Regulations (see below) and accordingly agree not to submit material that is liable to disrupt the engagement of other of other participant and users.

5.       Content Standards

These Content Standards apply to any and all material which you contribute (“Contribution”) to this Site, which includes any interactive services or features associated with it, such as the Discussion Groups and the Community Library.

Contributions must:

  • Be accurate (where they state facts)
  • Be genuinely held (where they state opinions)
  • Comply with applicable law in the UK and the law of the country from which they are posted.

Contributions must not:

  • Contain any material that is likely to offend, provoke or attack other contributors to or users of the Site
  • Contain any material that is defamatory of any person
  • Contain any material that is obscene, offensive, abusive or hateful
  • Promote sexually explicit material
  • Promote violence or contain a statement or describe or encourage activities that could endanger the safety or well-being of others
  • Promote discrimination of the basis of age, sex, sexual orientation, disability, race, religion, or nationality
  • Infringe any copyright, trademark or other intellectual property right of any person or organisation
  • Advocate, promote or assist any unlawful act or illegal activity
  • Be made in breach of any legal duty owed to a third party such as a contractual duty or a duty of confidence
  • Be threatening, harass, abuse or invade another’s privacy or cause annoyance, inconvenience or needless anxiety to any person
  • Be used to impersonate any person or to misrepresent the contributor’s identity or affiliation with any person or organisation
  • Contain any material that contains viruses, or any other computer code, programs or files designed to destroy, interrupt or limit the functionality of any computer, computer software or hardware or telecommunications equipment.

Please note: CCAF reserves the right to promptly remove, or to disable access to, any Contribution which in its discretion it deems to breach these Content Standards and to take further action as it feels necessary or if CCAF is required by law, which may include the exclusion of the contributor from the Site. CCAF expressly excludes its liability for any loss or damage from the use of this Site by any person in contravention of these Conditions of Use and Code of Conduct, including its Content Standards.

Contributions to this Site by registered users are the intellectual property of the contributor and should be acknowledged wherever quoted or referred to by other participants.

Contributions to this site by registered users are also subject to the Terms of Service and Use of Forumbee (Platform Hosts) and can be accessed here: https://forumbee.com/tos

6.       Copyright regulations

Please note: All users and participants of the RKE are reminded that copyright subsists in the materials provided by CCAF, including on this Site, and the works from which they are taken.

CCAF is the owner, or the licensee of all materials made available on this Site. The materials are protected by copyright laws and treaties around the world. The materials are made available for use only by approved regulatory community users and registered participants on the CFTRI programme.

Please note: Subject to legal statutory exceptions, the materials on the RKE may be accessed, downloaded and a single copy printed in an unaltered form for your personal or organisational study that is not for a direct or indirect commercial use. Any content downloaded or printed may not be sold, resold, licensed, transferred, copied or reproduced in whole or in part in any manner or in or on any media to any person or organisation (including sending by email or attachment, posting on another intranet or the Internet on any site) without the prior written consent of the copyright owner(s) as identified. This includes not sharing or attributing content in any formats (e.g. texts, images/screenshots or recordings) on all social media platforms and press outlets.

We encourage internal knowledge sharing within your institution using the insights from the RKE. However, please consider requesting permission from the original contributor, or anonymising the contribution, when doing so. An example of practical anonymisation might be to reference an insight from “a regulator in a particular region of the world".

Authors and creators of many of the provided materials have moral rights in their works and neither staff nor regulatory community users may cause, or permit, the distortion, mutilation or other modification of the works, or any other derogatory treatment of the works, which would be prejudicial to the honour or reputation of the authors or creators of the works.

You may not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

CCAF has made every reasonable effort to locate, contact and acknowledge copyright owners and wishes to be informed by any copyright owners who are not properly identified and acknowledged in the materials so that we can make any necessary corrections. Please refer to the Notice and Takedown Policy below.

7.       Limitation of liability

The materials on this Site are provided on an ‘AS IS’ and ‘AS AVAILABLE’ basis. To the extent permitted by law, CCAF excludes any representations or any warranties (whether express or implied by law), including the implied warranties of satisfactory quality, fitness of a particular purpose, non-infringement, compatibility, security and accuracy.

Any personal information that you share with us will be used by CCAF in accordance with our instructions and applicable laws and regulations for administration, capacity building, education, research, technical assistance and other CCAF purposes. 

The materials may contain advice, opinions, statements or other information by various authors or organisations. Reliance upon any such advice, opinion, statement or other information is at your risk and to the extent permitted by law CCAF disclaims all liability and responsibility arising from any reliance placed on such information by any user of the learning materials or by anyone who may be informed of such information.

Where the materials provide links to other websites and resources provided by third parties, those links are provided for information only. CCAF has no control over the contents of those sites or resources or their privacy/data protection policies and accepts no responsibility for them or for any loss or damage that may arise from your use of them.

In no event shall CCAF  be liable to any party for any of the following losses or damages (whether such losses be foreseen, foreseeable, known or otherwise): loss of data, loss of revenue or anticipated profits, loss of business, loss of opportunity, loss of goodwill or injury to reputation, loss suffered by third parties, any direct, indirect, special, incidental, or consequential loss or damages arising out of use of the learning materials or reliance on any material or services provided in this Site or accessed through it, whether or not amended by third parties and regardless of form of action.

Nothing in these Conditions is intended to exclude the liability of CCAF for death or personal injury caused by the CCAF ’s proven negligence or fraudulent misrepresentation.

8.       Notice and takedown policy

If you are a copyright owner and are concerned that you have found material in these learning materials for which you have not given permission, or is not covered by a legal statutory exemption, please contact us in writing stating your contact details and the bibliographical details of the material:

CCAF, Cambridge  Judge Business School

University of Cambridge
Trumpington Street
Cambridge CB2 1AG

Email: rke@jbs.cam.ac.uk

Upon receipt of notification CCAF  will acknowledge receipt of your complaint by email or letter and will make an initial assessment of the validity and plausibility of the complaint.

Upon receipt of a valid complaint the material will be temporarily removed from the Site pending an agreed solution.

9.       Privacy policy

The Privacy Policy for the CCAF is available at Privacy policy - About this site - CJBS (cam.ac.uk)  and  the RKE data protection policy applies to this Site.

Please note: the information entered into your Personal Profile including your name, job title, organisation name, website, location, gender, email and area of interest will be available to other participant users and moderators in the RKE. External moderators, authorised users and other administrative and academic staff of the University of Cambridge may be granted access to the RKE at the discretion of the CCAF. Please note that your Personal Profile cannot be anonymised and your personal profile information will always be available for all users to see as a condition of your membership of the RKE.

Please see information on how we use your personal information in the RKE privacy policy notices

10.  Cookies

When you log in to our Site, we receive your username and information about the way in which you logged in. A cookie will be temporarily stored on your computer. Cookies are small text files that can be used by websites to make a user’s experience more efficient. This does not give us access to any personal information; we do not use cookies for identification or for any purpose other than for session management. For further information about cookies, including how to control or delete them, see www.aboutcookies.org

NB: To enable your computer to accept cookies from this VLE while retaining a block on other sites, you may need to adjust the settings on your internet browser.

See www.aboutcookies.org for more detailed guidance. Cookies in use in our Site:

We use Google Analytics to see how people use our Site. This helps us improve it. The data we have is anonymised.

See https://developers.google.com/analytics/devguides/collection/analyticsjs/cookie-usage for more detailed guidance.

11.  General

Nothing in these Conditions is intended to nor shall it confer any benefit on a third party whether under the Contracts (Rights of Third Parties) Act 1999 or otherwise.

Cambridge Executive Education’s failure or delay to exercise or enforce any right in these Conditions does not waive the right of Cambridge Executive Education to enforce that right.

If any of these Conditions should be determined to be illegal, invalid or otherwise unenforceable by reason of the laws of any country in which they are intended to be effective, then to the extent and within that jurisdiction in which that condition of use is illegal, invalid or unenforceable, it shall be severed and deleted from these Conditions and the remaining Conditions shall survive and remain in full force and effect and continue to be binding and enforceable.

12.  Jurisdiction

These Conditions and all questions of construction, interpretation, validity and performance under these Conditions including non-contractual disputes or claims shall be governed by English law and subject to the exclusive jurisdiction of the English courts.

13.  Leaving the Site and Support

If you leave your organisation and/ or you are no longer eligible to be a member of the RKE platform, you must inform the CCAF RKE team immediately for your account to be deactivated. We may conduct periodic checks in this regard and reserve the right to suspend or remove those we believe are no longer be affiliated with their organisation.

For all RKE queries and issues please contact the CCAF RKE team using the email rke@jbs.cam.ac.uk The team will endeavour to respond to your query as soon as possible. A member of our team will normally be available during the hours of 09:00 to 17:00 UK time on weekdays to respond to you. Out of hours and on Bank Holidays your queries will be treated as a matter of the highest priority as soon as we are back in the office.

14.  Contact details

CCAF, Cambridge Judge Business School,

 University of Cambridge
Trumpington Street
Cambridge CB2 1AG

Email: rke@jbs.cam.ac.uk